[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.abgp.cz\/je-dulezite-naucit-se-hospodarit-s-penezi\/#Article","mainEntityOfPage":"https:\/\/www.abgp.cz\/je-dulezite-naucit-se-hospodarit-s-penezi\/","headline":"Je d\u016fle\u017eit\u00e9 nau\u010dit se hospoda\u0159it s pen\u011bzi","name":"Je d\u016fle\u017eit\u00e9 nau\u010dit se hospoda\u0159it s pen\u011bzi","description":"
 Pen\u00edze jsou hlavn\u00ed materi\u00e1ln\u00ed slo\u017ekou \u017eivota. Bez zna\u010dn\u00e9ho p\u0159\u00edjmu nem\u00e1te pen\u00edze na z\u00e1kladn\u00ed \u017eivotn\u00ed pot\u0159eby. V\u0161echno dnes n\u011bco stoj\u00ed a je d\u016fle\u017eit\u00e9 si spo\u010d\u00edtat, co v\u0161echno si za sv\u00e9 pracn\u011b vyd\u011blan\u00e9 pen\u00edze m\u016f\u017eete dovolit. Krom\u011b fixn\u00edch neboli povinn\u00fdch plateb, kter\u00e9 se z na\u0161eho pen\u011b\u017en\u00edho bal\u00ed\u010dku ka\u017ed\u00fd m\u011bs\u00edc pravideln\u011b ode\u010d\u00edtaj\u00ed, n\u00e1m z\u016fstane mal\u00e9 a n\u011bkomu...","datePublished":"2020-09-10","dateModified":"2023-06-02","author":{"@type":"Person","@id":"https:\/\/www.abgp.cz\/author\/#Person","name":"","url":"https:\/\/www.abgp.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e1629206dbcdd39ad2b75cad97ca59670e29a5a134f2605d5414f1deeec462dc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e1629206dbcdd39ad2b75cad97ca59670e29a5a134f2605d5414f1deeec462dc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"abgp.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.abgp.cz\/wp-content\/uploads\/img_a301553_w2008_t1511647655.jpg","url":"https:\/\/www.abgp.cz\/wp-content\/uploads\/img_a301553_w2008_t1511647655.jpg","height":0,"width":0},"url":"https:\/\/www.abgp.cz\/je-dulezite-naucit-se-hospodarit-s-penezi\/","about":["Ekonomika"],"wordCount":571,"articleBody":"
 Pen\u00edze jsou hlavn\u00ed materi\u00e1ln\u00ed slo\u017ekou \u017eivota. Bez zna\u010dn\u00e9ho p\u0159\u00edjmu nem\u00e1te pen\u00edze na z\u00e1kladn\u00ed \u017eivotn\u00ed pot\u0159eby. V\u0161echno dnes n\u011bco stoj\u00ed a je d\u016fle\u017eit\u00e9 si spo\u010d\u00edtat, co v\u0161echno si za sv\u00e9 pracn\u011b vyd\u011blan\u00e9 pen\u00edze m\u016f\u017eete dovolit. Krom\u011b fixn\u00edch neboli povinn\u00fdch plateb, kter\u00e9 se z na\u0161eho pen\u011b\u017en\u00edho bal\u00ed\u010dku ka\u017ed\u00fd m\u011bs\u00edc pravideln\u011b ode\u010d\u00edtaj\u00ed, n\u00e1m z\u016fstane mal\u00e9 a n\u011bkomu i nemal\u00e9 mno\u017estv\u00ed hotovosti na ostatn\u00ed pot\u0159ebn\u00e9 v\u00fddaje a na z\u00e1bavu.
 
 Ur\u010dit\u011b to zn\u00e1te, \u010das od \u010dasu p\u0159ijde doba, kdy nutn\u011b pot\u0159ebujete odeslat mimo\u0159\u00e1dnou platbu. V\u011bt\u0161inou je to ve chv\u00edli, kdy si budete cht\u00edt koupit n\u011bco dra\u017e\u0161\u00edho, zaplatit si kr\u00e1snou dovolenou nebo se prost\u011b jen pokaz\u00ed dom\u00e1c\u00ed spot\u0159ebi\u010d a vy mus\u00edte rychle po\u0159\u00eddit nov\u00fd. K tomu je zapot\u0159eb\u00ed m\u00edt dostate\u010dn\u011b naspo\u0159eno. Doc\u00edl\u00edte toho spr\u00e1vn\u00fdm hospoda\u0159en\u00edm, neutr\u00e1cen\u00edm za zbyte\u010dnosti a p\u0159edem promy\u0161len\u00edm ka\u017ed\u00e9 investici.
 
 
 Kapesn\u00e9 ano nebo ne? 
 Dum\u00e1te nad ot\u00e1zkou, zda sv\u00e9mu pubert\u00e1ln\u00edmu d\u00edt\u011bti d\u00e1vat kapesn\u00e9 a kolik by m\u011bla b\u00fdt jeho spr\u00e1vn\u00e1 v\u00fd\u0161e? Tabulky na to nehledejte, \u017e\u00e1dn\u00e9 toti\u017e neexistuj\u00ed. Rozhodnout se mus\u00edte sami za sebe a v\u0161e je \u010dist\u011b jen na va\u0161em uv\u00e1\u017een\u00ed. N\u011bkte\u0159\u00ed zast\u00e1vaj\u00ed n\u00e1zor, \u017ee d\u00edt\u011b kapesn\u00e9 nepot\u0159ebuje. V\u017edy, kdy\u017e si chce n\u011bco po\u0159\u00eddit, tak mu jednodu\u0161e p\u0159isp\u011bjete. M\u011bli byste si ale uv\u011bdomit, \u017ee poskytnut\u00edm kapesn\u00e9ho, d\u00e1v\u00e1te d\u00edt\u011bti mo\u017enost, nau\u010dit se i v ran\u00e9m v\u011bku \u00fasp\u011b\u0161n\u00e9 hospoda\u0159it. Zku\u0161enosti, kter\u00e9 z\u00edsk\u00e1, se mu do \u017eivota budou rozhodn\u011b hodit. D\u00edt\u011b za\u010dne m\u00edt p\u0159ehled, kolik stoj\u00ed ur\u010dit\u00e9 slu\u017eby a pot\u0159eby, za\u010dne vn\u00edmat hodnotu pen\u011bz, za\u010dne si jich v\u00edce v\u00e1\u017eit a mo\u017en\u00e1 i n\u011bco na\u0161et\u0159\u00ed.
 
 Kolik je tedy ta spr\u00e1vn\u00e1 v\u00fd\u0161e kapesn\u00e9ho, aby to nebylo m\u00e1lo, ale zase ani ne p\u0159ehnan\u011b moc? P\u0159edpokl\u00e1dejme, \u017ee d\u00edt\u011bti plat\u00edte b\u011b\u017en\u00e9 v\u00fddaje jako oble\u010den\u00ed, j\u00eddlo, \u0161koln\u00ed pot\u0159eby. Pot\u0159ebuje tedy jen p\u0159im\u011b\u0159enou \u010d\u00e1st pen\u011bz na z\u00e1bavu s kamar\u00e1dy a na koupen\u00ed n\u011b\u010deho opravdu mimo\u0159\u00e1dn\u00e9ho. Pokud se pro kapesn\u00e9 rozhodnete, m\u011bli byste ho d\u00edt\u011bti poskytovat m\u011bs\u00ed\u010dn\u011b. Tak jako vy dost\u00e1v\u00e1te m\u011bs\u00ed\u010dn\u00ed plat, tak by se va\u0161e d\u00edt\u011b m\u011blo nau\u010dit, \u017ee pen\u00edze p\u0159ich\u00e1zej\u00ed jednou za m\u011bs\u00edc. Pokud je n\u00e1sledn\u011b prohospoda\u0159\u00ed b\u011bhem n\u011bkolika dn\u016f, p\u0159ipravte ho na to, \u017ee dal\u0161\u00ed finance u\u017e nedostane.
 
 Nezapom\u00ednejte ale, \u017ee je rovn\u011b\u017e d\u016fle\u017eit\u00e9, aby si d\u00edt\u011b v ur\u010dit\u00e9m v\u011bku uv\u011bdomilo, \u017ee ho nebudete dotovat cel\u00fd \u017eivot. Je pot\u0159eba, aby tak\u00e9 vynalo\u017eilo \u00fasil\u00ed a sna\u017eilo se sv\u00e9pomoci brig\u00e1dou p\u0159ivyd\u011blat n\u011bjakou korunu. P\u0159ece jenom, pen\u00edze, kter\u00e9 si vyd\u011bl\u00e1me sami, p\u0159in\u00e1\u0161ej\u00ed v\u011bt\u0161\u00ed radost.
 
                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je d\u016fle\u017eit\u00e9 nau\u010dit se hospoda\u0159it s pen\u011bzi","item":"https:\/\/www.abgp.cz\/je-dulezite-naucit-se-hospodarit-s-penezi\/#breadcrumbitem"}]}]